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Frequently Asked Questions

Does TransUnion have a free account?

Unlike Experian and Equifax, which give users the option of accessing their credit reports for a monthly fee - although it's also possible to access both for free - TransUnion only provides its credit score and report through Credit Karma, TotallyMoney, MSM Credit Monitor and checkmyfile. The pricing is as follows:

Can I dispute my credit report online?

To submit a dispute to a credit reporting company, contact the credit reporting company who has the inaccurate information on your credit report. You may submit a dispute with each of the credit reporting companies over the internet or by mail. You may also submit documents in support of your dispute.

Is TransUnion free to check credit?

You can always get a free report every 12 months. In addition to your free weekly credit report, you can use the TransUnion Service Center to get another free TransUnion credit report. You can also manage and protect your credit data from our service center.


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