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Frequently Asked Questions

Is NetSpend a checking account?

Full Answer. NetSpend allows users to have their paychecks and government refund checks deposited directly onto their check cards. For people who do not want to open an official checking account with a local bank, but still want access to a debit card and the opportunity to withdraw from an ATM, NetSpend provides that free of charge.

Do Netspend accounts have a routing number?

All NetSpend accounts have a routing number. To find the routing number, log in to the Account Center at NetSpend.com and click Direct Deposit, which lists the routing number in the gray box on the right.

What is Netspend All Access?

The Netspend All-Access Account by MetaBank® is designed for consumers who want the convenience of paying with plastic but don't want (or don't qualify) for a regular credit card. Prepaid cards only allow you to spend money already in your account. So you can avoid interest payments, bounced checks, or overdraft fees.


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