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Generally speaking, there are two fees associated with filing for bankruptcy: the filing fee and the attorney’s fee. For a Chapter 7 case, the filing fee recently was raised to $335. If you’re unable to afford the filing fee, you can petition the court to have it waived or to pay it in installments.What is the process for filing for Chapter 7 bankruptcy in Texas?
If you would like to file a Chapter 7 bankruptcy you must pass the Texas means test. The test only applies to higher income filers which means that if your income is below the Texas median for your household size you are exempt from the test and may file a Chapter 7.What are the consequences of filing for Chapter 7 bankruptcy in Texas?
In a Chapter 7 bankruptcy you wipe out your debts and get a “Fresh Start”. Chapter 7 bankruptcy is a liquidation where the trustee collects all of your assets and sells any assets which are not exempt. (see Texas Exemptions) The trustee sells the assets and pays you, the debtor, any amount exempted.