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Frequently Asked Questions

What is Blue Cross Blue Shield insurance plan?

The Blue Cross/Blue Shield plans were developed to complement the traditional method of paying for health care, often called fee-for-service. Under this method, a physician charges a patient directly for services rendered, and the patient is legally responsible for payment.

What is Medicare Advantage plan?

Medicare Advantage is a type of health insurance that provides coverage within Part C of Medicare in the United States. Medicare Advantage plans pay for managed health care based on a monthly fee per enrollee (capitation), rather than on the basis of billing for each medical service provided (fee-for-service, FFS) for unmanaged healthcare services.

What is Medicare Advantage?

Medicare Advantage benefits. An annual deductible is the amount that you have to pay out of pocket in a year before your healthcare plan pays its portion of the bill. Advantage plans don’t always charge a deductible, but some plans charge a deductible of more than $1,000 a year for out-of-network providers.


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