Keyword Analysis & Research: refinance

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Frequently Asked Questions

Is refinancing bad for credit?

Any refinancing action will have an impact on your credit, both negative and positive. On the negative side, the inquiry will show up on your credit report and be factored into your scores, albeit minimally.

Is refinancing easier than getting a mortgage?

St Paul, MN: Many people think that refinancing is easier than buying a home for two main reasons: 1) you already have a loan on the home, you make your payments, so it should be easy to refinance. 2) your current mortgage lender already has all their information, so they with easily refinance you, and they are the best place to call **.

Is refinancing worth the cost?

Refinancing is usually worth it if you can lower your interest rate enough to save money month-to-month and in the long term. Depending on your current loan, dropping your rate by 1%, 0.5%, or even 0.25% could be enough to make refinancing worth it.

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