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Frequently Asked Questions

How do I personalize my M&T debit or credit card?

Add personality to your purchases with custom card designs for your M&T Credit or Debit Card at no additional fee. Personalize your card in 3 easy steps. Verify your account. You must have an M&T Debit or Credit Card before getting started. You'll need the number of the card you want to customize. Design your card.

What is an authorized user on M&T credit card?

Authorized users get their own M&T Credit Card to access your credit line, making it easy to track spending and know that your loved ones are covered when funds are needed. Questions?

Where can I find M&T Bank alerts?

Check out our most frequently asked questions. M&T Bank Alerts are available for your M&T Card through M&T Online Banking.

How do I Find my M&T rewards program account open date?

If you are unsure of your account open date, please call us at 1-866-279-0888. Disclosure number, please reference additional details in the Disclosures section at the bottom of this page. The M&T Rewards Program (“Program”) is subject to the M&T Rewards Program Terms & Conditions (“Program Terms & Conditions”).


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