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FHA sets the single family forward mortgage limits by Metropolitan Statistical Area and county. FHA's 2019 floor of $314,827 is set at 65% of the national conforming loan limit of $484,350 . This limit differs based on county and the amount you enter may exceed the limit for your area.How much mortgage can I qualify for?
When you apply for a mortgage, the amount you’ll be allowed to borrow will be capped at a multiple of your household income. Broadly speaking, most lenders will allow you to borrow up to four-and-a-half times your annual earnings.