Different types of property insurance include auto, home, wind, flood and umbrella liability insurance, according to Investopedia. Such insurance offers protection against property losses and legal liability against damage to the person or property of others. This type of insurance is also known as casualty insurance.How much homeowners insurance do I Need?
Determine how much insurance you need for your possessions. Most homeowners insurance policies provide coverage for your belongings at about 50 to 70 percent of the insurance on your dwelling. However, that standard amount may or may not be enough.