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An individual retirement account (IRA) is not offered (with the exception of SEP and SIMPLE IRAs) by an employer and therefore is not a type of qualified plan. IRAs are savings plans that allow individuals the benefit of tax-advantaged growth. They are sought-out by individuals in an effort to take advantage of this.What is Fidelity Savings Account?
The Fidelity Reserve Account is a Savings Account that offers you high yields (interest) on your funds. It is designed to help you save for yourself and your family’s future. There is no monthly service charge on this account.What is a fidelity SIMPLE IRA?
SIMPLE IRA. Fidelity’s Savings Investment Match Plan for Employees (SIMPLE IRA) makes it easier for self-employed individuals and small businesses with 100 or fewer employees to offer tax-advantaged retirement plans. Employers: Employer contributions are deductible as business expenses.