The cheapest full coverage auto insurance company in New Jersey is Geico, where coverage costs an average of $1,349 per year — or $112 per month. Alternatively, drivers can find cheap coverage from State Farm and NJM, which all offer coverage for less than $2,000 per year.Is commercial auto insurance cheaper than personal?
A commercial car insurance policy does cost more than a personal car insurance policy; however, it is still a good value because it covers multiple vehicles, multiple drivers per vehicle and the increased liability that a business can face.Do I need a commercial auto insurance policy?
You need commercial auto insurance if you use your vehicle for work or own vehicles operated by a business. Commercial car insurance coverage isn’t just about big rigs. Commercial vehicles actually can include what you might consider “regular vehicles,” such as: Cars. Pickup trucks. Sports utility vehicles.