The cheapest car insurance companies in Tennessee were: Utica National, The Cincinnati, GEICO, Nationwide, and Westfield. Overall, the five cheapest companies had an average premium of $883 a year, which is 26% cheaper than the Tennessee average.What is the minimum coverage for auto insurance in Tennessee?
Auto Insurance in Tennessee: Minimum Coverage Requirements. Tennessee requires that car insurance policies include, at minimum, the following limits of coverage: Bodily Injury (BI) Liability: $25,000 per person / $50,000 per accident. Property Damage (PD) Liability: $15,000 per accident.