This page provides the final plan, TIP, and conformity documents. In the final Visualize 2045 update, document page 133 now reports the climate change goals and strategies set by the board at its June 2022 meeting! Click on the links below to open the documents and download the files.What is a target retirement 2045 fund?
These funds are designed with a glide path that automatically adjusts to become more conservative as the account owner approaches retirement, and even after retirement. Vanguard’s Target Retirement 2045 Fund is constructed for people who plan to retire between 2043 and 2047. It assumes a retirement age of about 65.Is the vanguard 2045 fund a good investment?
According to Vanguard, the 2045 fund’s expense ratio “is 58% lower than the average expense ratio of funds with similar holdings.” The fund has returned 6.76 percent over the past five years and 8.89 percent over the past decade. U.S. News evaluated 217 Target-Date 2045 Funds.